Insurance Coverage Options
Commercial Coverage for Contractors
Construction comes with different risks, such as property damage or injury. As such, it’s vital to protect yourself and your business from such risks. Here are insurance plans you should have:
Business Insurance for Contractors
Business insurance protects your business in the event of any risk, such as fire and damage. It protects your business assets and employees.
Workers’ compensation insurance covers lost wages and medical costs for employees as a result of work-related injuries. If you have employees, you’ll need to have this plan.
With commercial auto insurance, you get liability and physical damage protection for vehicles that are used for business. This includes vans, trucks, cars, etc.
Umbrella insurance offers extra coverage beyond the limits of your other insurance plans. So, if you need extra coverage for employees, assets, and business, this is a great option.
Also known as a “floater” policy, inland marine insurance covers your insured property wherever it goes. It is ideal for protecting materials, equipment, and vessels.
Whether you’re a property owner or renter, property insurance can be helpful. It provides coverage for damages caused by weather, floods, fire, theft, and other risks. Here are key options you’ll need as a property owner or tenant:
This is a private residence coverage, and it protects your house and your family from the unexpected. This includes theft, property damage, fire, water damage, or bodily injuries on your property.
Renters insurance covers unexpected events at your rental unit, such as injuries, theft, fire, and vandalism. It provides some of the benefits of homeowners insurance, and some landlords require this plan in their agreements.
Packaged specifically condominium units, this policy protects condo owners against repair costs and unexpected losses. It covers your condo and your personal belongings in the event of risks.
An auto insurance policy protects you in various situations involving your vehicle. This includes fire, theft, accidents, damage. Here are coverage options for vehicle owners:
Personal Auto Insurance
This policy covers your personal or private vehicle in case of damage, accident, and injury to others. There are various insurance plans available to personal car owners.
Whenever you’re boating, you can have peace of mind if you have this cover for your boat. This policy covers all boat types, including sailboats, powerboats, cruisers, yachts, PWCs, and more.
Enjoy long summertime rides with this motorcycle insurance policy. It protects you and your motorcycle on the road against injuries, damage, theft, etc.
RV insurance is different than car insurance, offering a custom solution for travel trailer and motorhome owners. It offers protection against fire, storms, theft, collision, etc.
In addition to the standard options above, you can also get insurance plans unique to your situation, needs, or activity. This includes:
Farm insurance combines homeowners, commercial property, and commercial liability coverages to provide a dedicated solution to farm owners. This policy covers both residential and commercial aspects of a farm.
This plan provides guaranteed financial protection for the entire of your life, and it’s available in different options. It caters to mortgage payments, funeral expenses, college costs, etc. to protect you and your loved ones.
Pillar Insurance Advisors
Your Local Trusted Insurance Advisors!
Rockford, MN 55373
Rockford, MN 55373
At Pillar Insurance Advisors, we offer insurance in Rockford MN, Loretto MN, Delano MN, Medina MN, Maple Grove MN, Minnetonka MN, Orono MN, Plymouth MN, Wayzata MN, Corcoran MN, and nearby areas. Whether, you're looking for vehicle, contractor, property, or life insurance, we work for you to find the ideal plan.
If you live in or around these areas, be sure to call us or visit us today!